foneaPaisa helps our clients with industry leading, holistic financial services. Our services are designed to uphold the dynamic culture in the BFSI sector, so as to tap into the right audience for the business.

A Comprehensive Ecosystem for Financial Services

A customized collection of comprehensive payments solutions that solves unique challenges across lending, wealth management and insurance sectors.

Allow Recurring Payments On UPI With UPI AutoPay

Manage Collections

In financial services, any payment failure can mean huge revenue losses. More than 50% of customers drop if payments fail on the first attempt. Our collection of smart features is built to address this and guarantee you an unsurpassed success rate.

One-click Retry

With quick, unified and instinctive retry, recover 15% of your failed payments on the first attempt.

Payment Links

By easily creating payment links and sharing it via email, SMS, WhatsApp etc., it is the perfect solution to manage failed or late payments.

Automate Recurring Revenues

At Fonepaisa, from insurance premiums to SIPs to loan repayments, recurring revenues are core to financial services. Offer easy and appropriate subscription plans to your customers, through Fonepaisa payment gateway, that’s built for automation.


As per your business requirements, automate and personalize payment cycle and billing schedule. Get instant alerts and real-time data analytics.

E-Mandates: Link-Based

Seamlessly convert your customers into subscribers via link-based subscriptions.


With support for over 90 currencies and all major cards, we have onboard subscribers across the globe.

Expedite Loan Disbursals

Specially curated loans and advances meeting a diverse set of requirements from education, housing, personal financing, etc. Since, each and every loan scheme needs to be disbursed to various entities across varying disbursement schedules, therefore there is a need for a robust and flexible payments mechanism that can handle multi-level payouts.


Dynamic automation of complete loan disbursal process through Fonepaisa Payouts. One can set customized query-based logic flows based on loan-type and negate all the manual effort.

Multiple Modes

Multiple mode transfers ensure seamless handling of partial or full amount disbursals through IMPS etc.

Real-time analytics

Availability of real-time analytics on key financial metrics aids in taking deliberate critical business decisions.

Point-To-Point Cash Flow Management

The key essence of major financial companies is their large volume of complex cash flows where funds are collected from multiple sources and routed through various accounts like customers, investors, vendors and service providers. The Fonepaisa helps you easily manage all your fund flow smoothly simply from a user-friendly dashboard interface.

Split Payments

Now one can simply split incoming cash flows and payments seamlessly into multiple accounts as per demand or pre-scheduled requirements.

Control Fund Movement

Gain one stop control over complete fund movements between various bank accounts across multiple branches with dynamic settlement plans. Gain options to toggle between periodic and instant settlements or choose for deferment as per your business needs.

Fonepaisa Collection For Financial Services

Payment Gateway

With Fonepaisa go live with seamless integration, 100% online onboarding, best in class feature filled checkouts and experience the dynamic new future of digital payments.


Seamlessly split payments, execute flexible payouts, organize marketplace money flows through powerful APIs, and just leave the hassles of money movement to us.


With X, streamline, expedite and dynamically automate all features of your daily banking modules – incoming payments, organized cash flows, reconciled transactions and facilitate custom made dynamic payouts.

Boost Your Business With fonePaisa Payment Gateway

Get onboard quickly to experience the future of payments. Enable your customers to have the best checkout experience.


fonepaisa Payment Gateway is a cash free payments solution in India. It allows businesses to accept, process and disburse payments with its product site.

It facilitates access to multi modes of payment including credit card, debit card, net banking, UPI and popular wallets including _________________________.

The business banking branch of X brings dynamic efficacy and one stop solution to access all financial models. With X entrepreneurship can access fully-functional current accounts, supercharge their pay outs and automate payroll compliance.

Customised management of the marketplace, automation of bank transfers, collection of recurring payments, sharing of invoices with customers and availing working capital loans - all from a single interface. Expedite your business with Fonepaisa Payment Gateway.


The X powered Current Account and VISA corporate credit card are provided by RBI licensed banks. Your X powered account is provided by our partner bank, in accordance with RBI regulations. X itself is not a bank and does not hold or claim to hold a banking license.