fonePaisa understands the rise of QR Code – the two-dimensional barcode, in everyday business. People are using it everywhere these days. It has improved the brand recall for companies and has enriched sales. If you are still not using them, you are missing out on the sales. Our dedicated team is here to launch your business with Bharat QR.

Power up your Digital Payments with Bharat QR

Fast | Secure | Simple

Aims at enabling easy, wick and secure payments at any merchant location or a physical store. 

It is infrastructure light and an interoperable digital payment solution.

Understanding BharatQR

As the name suggests, it is a QR based solution that enables digital payments. It can be used across BharatQR enabled apps which are developed by NPCI in collaboration with VISA, Mastercard, Amex and Rupay. It is the latest payment mode that businesses in India use to accept money from their end-customers directly into their current account.



Bharat QR is essentially a secured payment platform and is as secure as making a payment via UPI. Your card details are not exposed to any third party.



Choose any app of your liking that supports BharatQR and pay using Cards (via Visa, MasterCard, Amex or RuPay) or BHIM-UPI.


No Additional Charges

No additional charges are levied for making payments via BharatQR. Explore the new way of making payments.

Steps To Use Bharat QR


Steps to use Bharat QR

Some of the popular apps like BHIM, PhonePe, HDFC, PayZapp, ICICI Pockets, PayTM, Google Tez, Whatsapp support payments via BharatQR. No need to download a new app in order to make payments via BharatQR.


Scan the QR Code

Scan the QR code to proceed with the payment


Complete the payment using Debit card/UPI

After scanning the code, enter the amount and complete the payment. 

BharatQR Assisted Business

How Can I Provide A Scan And Pay Facility To My Customers?

Register yourself as a business with fonePaisa payment service provider. It will help generate BharatQR code for your business and provide a ‘Scan and Pay’ option at the checkout.

But Is There Any Limit On The Transaction?

The current transaction limit is set to 1lac per transaction. However, a lower per day transaction limit may be set at the bank’s end.

But How Will These Payments Reflect In My Bank Account?

The payments will be settled directly into your bank account.

Where Can I Accept Payments Via Bharat QR?

You can accept payments via BharatQR on streaming, DTH services, grocery stores, or paying for utilities at the retail outlets, by scanning QR code at their system/payment counter. Practically anywhere!

Utility Spots Of BharatQR

Point-To-Point Cash Flow Management

The key essence of major financial companies is their large volume of complex cash flows where funds are collected from multiple sources and routed through various accounts like customers, investors, vendors and service providers. The fonePaisa helps you easily manage all your fund flow smoothly simply from a user-friendly dashboard interface.


Tell us how you plan to use BharatQR for your business and we will help you get the initial boost with that. 


fonePaisa Payment Gateway is a cash free payments solution in India. It allows businesses to accept, process and disburse payments with its product suite.

It facilitates access to multi modes of payment including credit card, debit card, net banking, UPI and popular wallets including _________________________.

The business banking branch of X brings dynamic efficacy and one stop solution to access all financial models. With X entrepreneurship can access fully-functional current accounts, supercharge their pay outs and automate payroll compliance.

Customised management of the marketplace, automation of bank transfers, collection of recurring payments, sharing of invoices with customers and availing working capital loans - all from a single interface. Expedite your business with fonePaisa Payment Gateway.


The X powered Current Account and VISA corporate credit card are provided by RBI licensed banks. Your X powered account is provided by our partner bank, in accordance with RBI regulations. X itself is not a bank and does not hold or claim to hold a banking license.