Route

Split and Transfer Payments with fonePaisa Route

With minimum efforts, using powerful APIs, divide your incoming payments to individual accounts, make vendor payouts as well as manage marketplace money flow. With the fonePaisa route you can focus on your business and not worry about the hassles of money movement.

Let fonePaisa handle the Financial Complexities

Leave the financial complexities to us, let fonePaisa handle that for you. Practically, money movement can be a herculean task, notwithstanding the strict compliance norms, frequent auditing and dealing with systems manually via email or files.

The fonePaisa route handles all of these for you, while taking care of all complexities and regulatory requirements. Sign up now and start dividing payments through our instinctive platform.

Mobile App

Manage end-to-end Payment flow

Whether it’s splitting payments into multiple parts or transferring a payment to different bank accounts, fonePaisa Route will be on the lookout.

We support your model with the basic idea of supporting you to completely control the split and transfer as per your business logic. Sign up and get started.

Marketplaces

Spilt individual customer payments between multiple sellers with full flexibility on transfer limits, to whom and when to settle. Making customers and sellers connect easier.

Multiple Bank Accounts

If you have been collecting payments centrally while managing multiple bank accounts for business, consider this. Split payments at source through automated routing between various bank accounts with complete control over the business logic.

On-Demand Services

Building a utility payment platform like, for cab drivers, electricians, handymen, etc? Now you have the ease of managing the entire payment process digitally and with complete control over the transfers, both that are made and settled.

Manage entire split payment lifecycle with fonePaisa Route

E-commerce & Marketplaces

E-commerce & Marketplaces face irregularities around instantly distributing payments and settling refund disputes to their sellers. With the fonePaisa Route in action, commission payments can be automated and unnecessary time spent on manual reconciliation can be eliminated.

Online/-PUBLIC Service Aggregators

Online aggregators lookout for an uncomplicated solution to route payments to their service providers. fonePaisa Route APIs automates the routing of high-volume payments with ease.

Educational Services

Education institutions and test prep companies need easy solutions to collect fee payments via different payment methods and distribute them across their branches and partners based on their management’s needs. fonePaisa Route allows an automated process of distributing funds of various departments across the network.

Financial Services: Mutual Funds

Mutual fund platforms look for a dedicated settlement cycle to the AMCs (Asset Management Companies). It ensures that investors get the funds for the price at the time of the purchase and not for the price at the time of settlement. fonePaisa Route provides an automated splitting of payments.It helps mutual fund platforms settle to the right AMCs at a dedicated settlement cycle.

Financial Services: Insurance

Insurance providers need a scalable solution to autoroute their daily fund collection to business units spread Pan-India. fonePaisa Route provided an end-to-end payment flow for Insurance providers to automate payouts to different business units.

Real Estate

Real estate clients need a solution to easily manage the outlays of maintenance, utility, deposits or any other payments for different housing societies. The fonePaisa route lets Real Estate agencies manage all payout operations with no hassles.

Automate your payment lifecycle

With our robust Payment Gateway you get ease of accepting payments from end customers, through any payment mode.

You can even accept payments through Subscriptions, Payment Links, Invoices and Smart Collect which can then be split using the fonePaisa  Route.

Scale With fonePaisa

Scale new heights with fonePaisa Route and need not fret millions of sellers and transactions.

fonePaisa’s servers have auto-scaling systems that scale up to handle any traffic that comes its way.

Customizable for all businesses

Control the entire money movement with flexible settlement plans. 

Select between periodic settlements or choose to defer them until your business conditions are met.

Default Settlements

Reconcile money as per the defined settlement schedule

Scheduled Settlements

Set the settlement date for a transfer explicitly.

Settlements On Hold

Keep settlement on hold for a transfer until your business requirements are met.

Webhook

Easily keep your systems in sync with automated notification of events through webhooks on fonePaisa Route with each state change available as a webhook event. It can be setup through a dashboard with different URLs for test and live mode.

Split your payments using our other products

Subscriptions

fonePaisa Payment Gateway offers a platform built for automation, providing customers subscription plans with automated recurring transactions on various payment modes.

Invoices

Provide your customers GST compliant invoices with item level details enabling them to accept online payments through debit card, credit card, net banking, wallets, UPI, etc.

Smart Collect

fonePaisa cash free payment gateway provides the ease of accepting NEFT, RTGS and IMPS transfers through virtual accounts, generated on-demand with automated reconciliation for payments.

Get more with fonePaisa Route

Complete control over the incoming payments.

  • Quick onboarding
  • Unlimited linked accounts
  • Refund capability for linked accounts
  • Complete control over money transfer

Salient features:

Keep it simple, no hidden charges. Split your payments on the fonePaisa platform and get charged only for successful transfers.

Split your payments using our other products

Subscriptions

fonePaisa Payment Gateway offers a platform built for automation, providing customers subscription plans with automated recurring transactions on various payment modes.

Invoices

Provide your customers GST compliant invoices with item level details enabling them to accept online payments through debit card, credit card, net banking, wallets, UPI, etc.

Smart Collect

fonePaisa cash free payment gateway provides the ease of accepting NEFT, RTGS and IMPS transfers through virtual accounts, generated on-demand with automated reconciliation for payments.

Get more with fonePaisa Route

Complete control over the incoming payments.

  • Quick onboarding
  • Unlimited linked accounts
  • Refund capability for linked accounts
  • Complete control over money transfer

We have an API available.

To enable automation, use powerful APIs to control all aspects of the fonePaisa Route.

Transfer via order

Enabling automation of sending money to accounts

Reversal

Reverse the transfers through API

Manage end-to-end Payment flow

Whether it’s splitting payments into multiple parts or transferring a payment to different bank accounts, fonePaisa Route will be on the lookout. 

We support your model with the basic idea of supporting you to completely control the split and transfer as per your business logic. Sign up and get started. 

Marketplaces

Spilt individual customer payments between multiple sellers with full flexibility on transfer limits, to whom and when to settle. Making customers and sellers connect easier.

Multiple Bank Accounts

If you have been collecting payments centrally while managing multiple bank accounts for business, consider this. Split payments at source through automated routing between various bank accounts with complete control over the business logic.

On-Demand Services

Building a utility payment platform like, for cab drivers, electricians, handymen, etc? Now you have the ease of managing the entire payment process digitally and with complete control over the transfers, both that are made and settled.

Manage entire split payment lifecycle with fonePaisa Route

E-commerce & Marketplaces

E-commerce & Marketplaces face irregularities around instantly distributing payments and settling refund disputes to their sellers. With the fonePaisa Route in action, commission payments can be automated and unnecessary time spent on manual reconciliation can be eliminated.

  • Easy commission payments and refund setup and settle for sellers across the country.
  • Improved payments lifecycle for service providers, partners, vendors, and customer refund.
  • Eliminating manual reconciliation.

Online Service Aggregators

Online collectors lookout for an uncomplicated solution to route payments to their service providers.

fonePaisa Route APIs automates the routing of high-volume payments with ease.

  • Easy payouts 
  • Manage high volumes of payments
  • Improved payment and refund cycles

Educational Services

Education institutions and test prep companies need easy solutions to collect fee payments via different payment methods and distribute them across their branches and partners based on their management’s needs.

fonePaisa Route allows an automated process of distributing funds of various departments across the network.

  • Easier payouts across various departments
  • Time and resources saved by automating payouts
  • Transparent tracking & reporting of payments across multiple branches.

Financial Services: Mutual Funds

Mutual fund platforms look for a dedicated settlement cycle to the AMCs (Asset Management Companies). It ensures that investors get the funds for the price at the time of the purchase and not for the price at the time of settlement.

fonePaisa Route provides an automated splitting of payments.It helps mutual fund platforms settle to the right AMCs at a dedicated settlement cycle.

  • A periodic settlement cycle for AMCs
  • To reduce time and effort, automatic reconciliation
  • Full control over the settlement cycle for the AMCs. Allows keeping settlements on hold for payments made in advance and settling at the right time.

Financial Services: Insurance

Insurance providers need a scalable solution to autoroute their daily fund collection to business units spread Pan-India.

fonePaisa Route provided an end-to-end payment flow for Insurance providers to automate payouts to different business units. 

  • Automated fund collection across business Pan-India
  • Reduced manual settlement
  • With automated payment flow, insurance providers can focus on building up the business.

Real Estate

Real estate clients need a solution to easily manage the outlays of maintenance, utility, deposits or any other payments for different housing societies. 

The fonePaisa route lets Real Estate agencies manage all payout operations with no hassles.

  • Manage multiple payments and easy disbursement for maintenance, utilities, deposits, etc.
  • Automate the process of early payments of dues from housing society members.

Automate your payment lifecycle

With our robust fonePaisa Payment Gateway you get ease of accepting payments from end customers, through any payment mode.

You can even accept payments through Subscriptions, Payment Links, Invoices and Smart Collect which can then be split using the fonePaisa Route.

Linked Accounts

Easily get your vendors, sellers, service providers, etc. onboard as linked accounts on fonePaisa Route, without the hassles of any physical paperwork.

Easy Transfers

Create unlimited accounts, automate the transfers through APIs. for transfers as you need to various linked accounts with complete control over the splitting logic.

Settlements

With flexible settlement plans, control the entire fund movement. Choose between periodic settlements or choose to defer them quietly.

Scale With fonePaisa

Scale new heights with fonePaisa Route and need not fret millions of sellers and transactions.

fonePaisa’s servers have auto-scaling systems that scale up to handle any traffic that comes its way.

Customizable for all businesses

Control the entire money movement with flexible settlement plans. Select between periodic settlements or choose to defer them until your business conditions are met.

Default Settlements

Reconcile money as per the defined settlement schedule

Scheduled Settlements

Set the settlement date for a transfer explicitly.

Settlements On Hold

Keep settlement on hold for a transfer until your business requirements are met.

Webhook

Easily keep your systems in sync with automated notification of events through webhooks on fonePaisa Route with each state change available as a webhook event. It can be setup through a dashboard with different URLs for test and live mode.

Split your payments using our other products

  • Subscriptions
  • Invoices
  • Smart Collect